LEGAL

Terms of Service

Effective Date: February 27, 2026  |  Last Updated: February 27, 2026

These Terms of Service (“Terms”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and RadiaTrade AI (“RadiaTrade,” “Company,” “we,” “us,” or “our”). By accessing or using the RadiaTrade website, platform, services, $RAD token, API integration tools, dashboard, or any related products (collectively, the “Services”), you agree to be bound by these Terms in their entirety. If you do not agree, do not access or use the Services.

1. Acceptance of Terms

By creating an account, joining a waitlist, using our platform, purchasing or holding $RAD tokens, connecting an exchange account via API, or otherwise interacting with the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. We reserve the right to modify these Terms at any time. Continued use of the Services after changes are posted constitutes acceptance of the revised Terms.

2. Eligibility

You must be at least 18 years of age (or the age of legal majority in your jurisdiction) to use the Services. By using the Services, you represent and warrant that:

  • You are of legal age and have the legal capacity to enter into these Terms.
  • You are not located in, or a citizen or resident of, any jurisdiction where the use of cryptocurrency trading services or digital assets is prohibited or restricted by applicable law.
  • Your use of the Services will comply with all applicable local, state, national, and international laws and regulations.
  • You are not on any government sanctions list, including but not limited to the U.S. Office of Foreign Assets Control (OFAC) Specially Designated Nationals list.

3. Nature of Services — CRITICALLY IMPORTANT

3.1 No Guarantee of Returns or Profits

RADIATRADE DOES NOT AND CANNOT GUARANTEE ANY FINANCIAL RETURNS, PROFITS, INCOME, OR GAINS OF ANY KIND. THERE IS NO ASSURANCE THAT THE AI TRADING SYSTEM WILL GENERATE POSITIVE RESULTS. THE VALUE OF $RAD TOKENS AND ANY ASSETS IN YOUR CONNECTED EXCHANGE ACCOUNTS MAY DECREASE, INCLUDING TO ZERO. YOU MAY LOSE SOME OR ALL OF YOUR INVESTED CAPITAL.

3.2 Not Investment Advice

Nothing in the Services, on our website, in our communications, or in any materials published by RadiaTrade constitutes investment advice, financial advice, trading advice, tax advice, legal advice, or any other form of professional advice. RadiaTrade does not recommend that any cryptocurrency, token, or digital asset should be bought, sold, or held by you. RadiaTrade does not act as a financial advisor, investment advisor, broker-dealer, or fiduciary to any user. All trading and investment decisions are made solely by you (or, in the case of $RAD, by autonomous algorithmic systems whose performance is inherently uncertain and unpredictable).

3.3 High-Risk Activity

Cryptocurrency trading is an inherently high-risk activity. Prices of digital assets are extremely volatile and can fluctuate significantly in very short periods of time. Algorithmic and AI-driven trading systems, including those operated by RadiaTrade, carry additional risks including but not limited to:

  • Software errors, bugs, or malfunctions
  • Incorrect or delayed market data
  • Unforeseen market conditions that exceed the parameters of any model
  • Exchange outages, API failures, or connectivity issues
  • Liquidity risk and slippage
  • Regulatory changes that may affect the legality or viability of trading
  • Cybersecurity risks including unauthorized access to accounts
  • Total loss of invested capital

You should only use funds that you can afford to lose entirely. RadiaTrade strongly recommends that you consult with a qualified, independent financial advisor before making any investment or trading decisions.

3.4 Past Performance

Past performance of the AI trading system, $RAD token, or any strategy is not indicative of future results. Historical data, backtesting results, and any performance metrics displayed are provided for informational purposes only and do not constitute a guarantee, promise, or prediction of future performance. Market conditions change, and strategies that performed well historically may perform poorly or generate losses in the future.

3.5 Nature of $RAD Token

RadiaTrade is developing a patent-pending token called $RAD. $RAD is not currently available for purchase or use. RadiaTrade holds a global patent on a token whose pooled capital is used to day trade, raising the value of the token. Because this model involves pooled capital, $RAD will only be offered after RadiaTrade obtains the appropriate regulatory approval (e.g., SEC qualification under Regulation A+ or another applicable exemption). To qualify, RadiaTrade must demonstrate auditable AI performance data to the SEC. Subscriber accounts contribute to this performance track record. Until regulatory approval is obtained, $RAD is not sold, distributed, or offered in any capacity. The current RadiaTrade service is a software-as-a-service subscription that does not involve $RAD tokens, pooled capital, or collective investment of any kind.

4. $RAD Token — Future Offering (Pending Regulatory Approval)

4.1 Nature of $RAD

$RAD is not currently available. RadiaTrade holds a global patent on a token model where pooled capital is used by an AI trading system to day trade, with the aim of raising the token’s value. This model constitutes a security under U.S. securities law, and RadiaTrade is in the process of building the auditable performance data required for regulatory approval with the Securities and Exchange Commission (SEC). $RAD will only be offered to the public after receiving SEC qualification under an applicable exemption (such as Regulation A+ Tier 2 or another approved framework). Any future offering of $RAD will include a separate offering circular, prospectus, or disclosure document as required by law.

4.2 Founding Member Program

Subscribers to RadiaTrade AI are designated as “Founding Members.” Founding Member benefits include priority access to $RAD at launch, preferred pricing, and tiered recognition based on subscription duration. Founding Member status is a subscription perk — it does not constitute equity, ownership, voting rights, profit-sharing, or any other financial interest in RadiaTrade or $RAD tokens. Founding Member benefits are subject to $RAD receiving SEC qualification. If $RAD does not receive regulatory approval, Founding Member benefits related to $RAD will not be honored, and no refund, compensation, or alternative benefit will be owed.

4.3 Current Service — Software-as-a-Service

The current RadiaTrade service operates exclusively as a software-as-a-service (SaaS) platform. Users subscribe to the platform and connect their own individual exchange accounts via API. The AI system executes trades in the user’s own exchange account based on algorithmic signals. There is no pooled fund, collective capital arrangement, token requirement, or shared account of any kind in the current service. Users maintain full custody and control of their funds in their own third-party exchange accounts at all times. Trading results vary between users based on their individual account capital, exchange conditions, and market activity. Trading results may be positive, negative, or neutral. There is no assurance of any particular outcome.

4.3 No Redemption Guarantee

RadiaTrade does not guarantee the ability to redeem, sell, convert, or liquidate $RAD tokens at any particular price or at all. Liquidity is dependent on market conditions and exchange availability.

5. API Integration — Lease the AI

5.1 Your Exchange Account

When you connect your exchange account to RadiaTrade via API, you retain full custody and ownership of your funds at all times. RadiaTrade does not hold, custody, or have withdrawal access to your assets. You are solely responsible for the security of your exchange account credentials, API keys, and any funds held in your exchange account.

5.2 API Key Permissions

RadiaTrade requires trade-execution API permissions to execute trades in your exchange account. You are instructed to configure API keys with no withdrawal permissions. RadiaTrade is not responsible for any misconfiguration of API key permissions by the user. You acknowledge that granting trade-execution permissions to RadiaTrade authorizes the AI system to place buy and sell orders in your account.

5.3 Trading Risks for API Users

By connecting your exchange account, you acknowledge and accept that the AI system may execute trades that result in losses, including substantial or total losses. RadiaTrade does not guarantee that the AI system will make profitable trades or protect the value of your assets. The AI system may enter and exit positions at times and prices that result in losses.

5.4 Third-Party Exchanges

RadiaTrade is not affiliated with, endorsed by, or responsible for any third-party cryptocurrency exchange. Your use of any exchange is governed by that exchange’s own terms of service and policies. RadiaTrade is not liable for any actions, failures, outages, insolvencies, or breaches of any third-party exchange.

6. Account Registration and Security

You agree to provide accurate, current, and complete information during registration and to keep your account information updated. You are solely responsible for maintaining the confidentiality of your account credentials, passwords, and API keys. You agree to notify RadiaTrade immediately of any unauthorized access to or use of your account. RadiaTrade is not liable for any loss or damage arising from your failure to maintain the security of your account.

7. Fees and Payments

RadiaTrade may charge fees for certain Services, including but not limited to subscription fees, performance-based fees, or transaction fees. All applicable fees will be clearly disclosed before you incur them. RadiaTrade reserves the right to modify its fee structure with notice to users. Fees paid are generally non-refundable except as required by applicable law.

8. Intellectual Property

All content, software, algorithms, machine learning models, trading strategies, brand assets, trademarks, logos, and materials associated with RadiaTrade and the Services (collectively, “Intellectual Property”) are the exclusive property of RadiaTrade, protected by applicable intellectual property laws, including patent-pending technology. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Services for personal, non-commercial purposes in accordance with these Terms. You may not:

  • Copy, modify, distribute, sell, or lease any part of the Services or Intellectual Property
  • Reverse engineer, decompile, or attempt to extract the source code of any software or algorithms
  • Use the Services to develop competing products or services
  • Remove or alter any proprietary notices or labels on the Services

9. Prohibited Conduct

You agree not to:

  • Use the Services for any unlawful purpose or in violation of any applicable law
  • Misrepresent your identity, age, or eligibility
  • Interfere with or disrupt the integrity or performance of the Services
  • Attempt to gain unauthorized access to any part of the Services or related systems
  • Use the Services to engage in market manipulation, wash trading, or any form of fraud
  • Share, resell, or sublicense your access to the Services
  • Scrape, harvest, or collect information from the Services through automated means
  • Circumvent any security measures, rate limits, or access controls

10. Disclaimers

10.1 “As Is” and “As Available”

THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND THOSE ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

10.2 No Warranty of Results

RADIATRADE MAKES NO WARRANTY OR REPRESENTATION THAT THE AI TRADING SYSTEM WILL GENERATE PROFITS, AVOID LOSSES, OR ACHIEVE ANY PARTICULAR FINANCIAL RESULT. We do not warrant that the Services will be uninterrupted, error-free, secure, or free from viruses or other harmful components.

10.3 Technology Risks

You acknowledge that AI and machine learning systems are inherently complex and may produce unexpected results. Model performance may degrade over time as market conditions change. No algorithmic system can predict or adapt to all possible market scenarios.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL RADIATRADE, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, OR ASSIGNS BE LIABLE FOR ANY:

  • Indirect, incidental, special, consequential, exemplary, or punitive damages
  • Loss of profits, revenue, data, business opportunities, or goodwill
  • Trading losses, including losses resulting from AI trading activity
  • Losses resulting from unauthorized access to your account or API keys
  • Losses resulting from exchange outages, failures, or insolvencies
  • Losses resulting from market conditions, price volatility, or liquidity issues
  • Any other damages arising out of or in connection with your use of the Services

IN NO EVENT SHALL RADIATRADE’S TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES EXCEED THE GREATER OF (A) THE AMOUNT YOU HAVE PAID TO RADIATRADE IN FEES DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, the limitations above shall apply to the fullest extent permitted by applicable law.

12. Indemnification

You agree to indemnify, defend, and hold harmless RadiaTrade, its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or in connection with:

  • Your use of or inability to use the Services
  • Your violation of these Terms
  • Your violation of any applicable law or regulation
  • Your violation of any rights of a third party
  • Any trading activity conducted through the Services, whether by the AI system or otherwise
  • Your misconfiguration of API keys or exchange account settings

13. Dispute Resolution and Arbitration

13.1 Binding Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the Services (“Dispute”) shall be resolved exclusively through final and binding arbitration administered by the American Arbitration Association (“AAA”) under its Commercial Arbitration Rules, except as otherwise provided herein. The arbitration shall be conducted by a single arbitrator in the English language.

13.2 Class Action Waiver

YOU AND RADIATRADE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate the claims of more than one person and may not preside over any form of representative or class proceeding.

13.3 Small Claims Exception

Notwithstanding the above, either party may bring an individual action in small claims court for Disputes within the scope of that court’s jurisdiction.

13.4 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions.

14. Termination

RadiaTrade may suspend or terminate your access to the Services at any time, for any reason or no reason, with or without notice. Upon termination:

  • Your license to use the Services is immediately revoked
  • You must cease all use of the Services
  • RadiaTrade will disconnect any API integrations associated with your account
  • Sections of these Terms that by their nature should survive termination (including Sections 3, 10, 11, 12, 13, and 16) shall survive

You may terminate your account at any time by contacting us at legal@radiatrade.com.

15. Regulatory Compliance

RadiaTrade endeavors to comply with all applicable laws and regulations. However, the regulatory landscape for cryptocurrency and digital assets is evolving and uncertain. You acknowledge that:

  • Regulatory changes may affect the availability, legality, or functionality of the Services in your jurisdiction
  • RadiaTrade may be required to restrict, modify, or discontinue Services in certain jurisdictions
  • You are solely responsible for determining whether your use of the Services complies with applicable law in your jurisdiction
  • RadiaTrade does not provide legal advice regarding the tax or regulatory implications of using the Services

16. General Provisions

16.1 Entire Agreement

These Terms, together with the Privacy Policy and any other agreements expressly incorporated by reference, constitute the entire agreement between you and RadiaTrade with respect to the Services.

16.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

16.3 Waiver

No waiver of any provision of these Terms by RadiaTrade shall be deemed a further or continuing waiver of such provision or any other provision.

16.4 Assignment

You may not assign or transfer these Terms or your rights under them without the prior written consent of RadiaTrade. RadiaTrade may assign these Terms without restriction.

16.5 Force Majeure

RadiaTrade shall not be liable for any failure or delay in performance resulting from causes beyond its reasonable control, including but not limited to acts of God, natural disasters, pandemics, war, terrorism, riots, government actions, exchange failures, internet outages, power failures, or cyberattacks.

16.6 Notices

RadiaTrade may provide notices to you via email at the address associated with your account or by posting on the Services. You may contact RadiaTrade at legal@radiatrade.com.

17. Contact Information

For questions about these Terms, contact:

RadiaTrade AI
Email: legal@radiatrade.com
United States